:root {
  --navy: #1e3557;
  --navy-deep: #0f2036;
  --gold: #c8a96b;
  --gold-soft: #ead9ad;
  --cream: #f4f0e8;
  --sand: #d8cfc2;
  --slate: #5f6772;
  --ink: #162238;
  --white: #ffffff;
  --sage: #6f8376;
  --line: rgba(30, 53, 87, 0.14);
  --shadow: 0 24px 70px rgba(18, 31, 51, 0.14);
  --heading: "League Spartan", system-ui, sans-serif;
  --body: "DM Sans", system-ui, sans-serif;
  --accent: "Cormorant Garamond", Georgia, serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--body);
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(200, 169, 107, 0.16), transparent 34rem),
    linear-gradient(180deg, #fbfaf7 0%, #f4f0e8 36%, #ffffff 72%);
  line-height: 1.6;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

button {
  cursor: pointer;
}

.site-header {
  position: fixed;
  top: 18px;
  left: 50%;
  z-index: 30;
  width: min(calc(100% - 32px), 1160px);
  height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 10px 12px 10px 16px;
  border: 1px solid rgba(255, 255, 255, 0.58);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 18px 54px rgba(14, 28, 45, 0.12);
  backdrop-filter: blur(20px);
  transform: translateX(-50%);
  transition: background 180ms ease, border-color 180ms ease, top 180ms ease;
}

.site-header.is-scrolled {
  top: 10px;
  background: rgba(255, 255, 255, 0.94);
  border-color: rgba(30, 53, 87, 0.12);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: max-content;
}

.brand-mark {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-deep));
  color: var(--gold-soft);
  font-family: var(--heading);
  font-size: 1rem;
  font-weight: 900;
  letter-spacing: 0;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.08);
}

.brand-copy {
  display: grid;
  line-height: 1;
}

.brand-copy strong {
  font-family: var(--heading);
  font-size: 1.05rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.brand-copy span {
  color: var(--gold);
  font-size: 0.78rem;
  letter-spacing: 0.28em;
  text-transform: uppercase;
}

.desktop-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 26px;
  color: rgba(22, 34, 56, 0.74);
  font-size: 0.9rem;
  font-weight: 700;
}

.desktop-nav a {
  transition: color 160ms ease;
}

.desktop-nav a:hover,
.desktop-nav a:focus-visible {
  color: var(--navy);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.header-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 999px;
  background: var(--navy);
  color: var(--white);
  font-size: 0.86rem;
  font-weight: 800;
  box-shadow: 0 10px 28px rgba(30, 53, 87, 0.22);
}

.icon-button {
  width: 44px;
  height: 44px;
  display: none;
  place-items: center;
  gap: 5px;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: var(--white);
  color: var(--navy);
}

.icon-button span {
  width: 17px;
  height: 2px;
  display: block;
  border-radius: 999px;
  background: currentColor;
  transition: transform 160ms ease;
}

.menu-open .icon-button span:first-child {
  transform: translateY(3.5px) rotate(45deg);
}

.menu-open .icon-button span:last-child {
  transform: translateY(-3.5px) rotate(-45deg);
}

.mobile-drawer {
  position: fixed;
  inset: 96px 16px auto;
  z-index: 25;
  display: none;
  grid-template-columns: 1fr;
  gap: 6px;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: var(--shadow);
}

.mobile-drawer a {
  padding: 14px 16px;
  border-radius: 18px;
  font-weight: 800;
}

.mobile-drawer a:hover {
  background: var(--cream);
}

.hero {
  position: relative;
  min-height: 100svh;
  padding: 128px 24px 52px;
  display: grid;
  align-items: center;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    linear-gradient(100deg, rgba(15, 32, 54, 0.98) 0%, rgba(30, 53, 87, 0.9) 40%, rgba(30, 53, 87, 0.34) 70%, rgba(30, 53, 87, 0.1) 100%),
    url("assets/forgepoint-hero.png") center/cover no-repeat;
}

.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  z-index: -1;
  height: 28%;
  background: linear-gradient(180deg, transparent, rgba(244, 240, 232, 0.96));
}

.hero-grid {
  width: min(1160px, 100%);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.12fr) minmax(340px, 0.78fr);
  gap: clamp(34px, 5vw, 68px);
  align-items: center;
}

.hero-copy {
  color: var(--white);
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--gold-soft);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: var(--heading);
  letter-spacing: 0;
}

h1 {
  max-width: 740px;
  margin-bottom: 20px;
  font-size: clamp(2.7rem, 4.45vw, 4.75rem);
  line-height: 0.98;
  font-weight: 900;
}

.hero-lede {
  max-width: 640px;
  margin-bottom: 26px;
  color: rgba(255, 255, 255, 0.84);
  font-size: clamp(1rem, 1.6vw, 1.22rem);
}

.hero-actions,
.recommendation-actions,
.advisor-links,
.contact-mini {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 0 22px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 900;
  line-height: 1;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease, border-color 180ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
}

.button-primary {
  background: var(--gold);
  color: var(--navy-deep);
  box-shadow: 0 16px 36px rgba(200, 169, 107, 0.28);
}

.button-secondary {
  border-color: rgba(255, 255, 255, 0.28);
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  backdrop-filter: blur(12px);
}

.button-light {
  border-color: var(--line);
  background: var(--white);
  color: var(--navy);
}

.proof-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
}

.proof-row span {
  padding: 9px 12px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.86);
  background: rgba(255, 255, 255, 0.08);
  font-size: 0.82rem;
  font-weight: 800;
}

.hero-visual {
  position: relative;
  min-height: 540px;
  display: grid;
  align-items: center;
}

.hero-panel {
  position: relative;
  overflow: hidden;
  padding: clamp(22px, 3vw, 32px);
  border: 1px solid rgba(255, 255, 255, 0.42);
  border-radius: 32px;
  background:
    linear-gradient(150deg, rgba(255, 255, 255, 0.9), rgba(244, 240, 232, 0.74)),
    linear-gradient(180deg, rgba(200, 169, 107, 0.12), transparent);
  box-shadow: 0 30px 90px rgba(15, 32, 54, 0.24);
  backdrop-filter: blur(18px);
}

.hero-panel::before {
  content: "";
  position: absolute;
  inset: 20px 20px auto auto;
  width: 150px;
  height: 150px;
  border: 1px solid rgba(200, 169, 107, 0.3);
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200, 169, 107, 0.14), transparent 68%);
}

.hero-panel-top {
  position: relative;
  z-index: 2;
  max-width: 330px;
}

.hero-panel-top .eyebrow {
  color: var(--gold);
}

.hero-panel-top h2 {
  margin: 0 0 12px;
  color: var(--navy);
  font-family: var(--accent);
  font-size: clamp(2.35rem, 4vw, 3.6rem);
  font-weight: 600;
  line-height: 0.98;
}

.hero-panel-top p {
  margin-bottom: 0;
  color: var(--slate);
  font-size: 1rem;
}

.hero-compass {
  position: absolute;
  top: 28px;
  right: 28px;
  width: 142px;
  height: 142px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(30, 53, 87, 0.16);
  border-radius: 50%;
  background:
    linear-gradient(90deg, transparent 49.5%, rgba(30, 53, 87, 0.16) 50%, transparent 50.5%),
    linear-gradient(0deg, transparent 49.5%, rgba(30, 53, 87, 0.16) 50%, transparent 50.5%),
    radial-gradient(circle, rgba(255, 255, 255, 0.82), rgba(244, 240, 232, 0.48));
  opacity: 0.92;
}

.hero-compass::before,
.hero-compass::after {
  content: "";
  position: absolute;
  border-radius: 50%;
}

.hero-compass::before {
  inset: 22px;
  border: 1px solid rgba(200, 169, 107, 0.36);
}

.hero-compass::after {
  width: 58px;
  height: 58px;
  background: linear-gradient(135deg, var(--navy), var(--navy-deep));
  box-shadow: 0 18px 38px rgba(30, 53, 87, 0.22);
}

.hero-compass span {
  position: absolute;
  width: 14px;
  height: 56px;
  background: linear-gradient(var(--gold), var(--sage));
  clip-path: polygon(50% 0, 100% 45%, 55% 100%, 0 55%);
  transform: translateY(-22px) rotate(34deg);
  transform-origin: 50% 100%;
}

.hero-compass strong {
  position: relative;
  z-index: 2;
  color: var(--gold-soft);
  font-family: var(--heading);
  font-weight: 900;
  letter-spacing: 0;
}

.hero-metric-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 28px;
}

.hero-metric-grid div {
  min-height: 128px;
  padding: 16px;
  border: 1px solid rgba(30, 53, 87, 0.12);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.74);
}

.hero-metric-grid span,
.recommendation-stack span,
.advisor-card span {
  display: block;
  color: var(--gold);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.hero-metric-grid strong {
  display: block;
  margin-top: 10px;
  color: var(--navy);
  font-size: 0.98rem;
  line-height: 1.15;
}

.hero-metric-grid p {
  margin: 8px 0 0;
  color: var(--slate);
  font-size: 0.82rem;
  line-height: 1.4;
}

.hero-trust-band {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 12px;
}

.hero-trust-band span {
  min-height: 34px;
  display: inline-flex;
  align-items: center;
  padding: 0 11px;
  border-radius: 999px;
  background: rgba(30, 53, 87, 0.08);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 900;
}

.scroll-cue {
  position: absolute;
  left: 50%;
  bottom: 24px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: rgba(30, 53, 87, 0.74);
  font-size: 0.82rem;
  font-weight: 900;
  transform: translateX(-50%);
}

.scroll-cue::before {
  content: "";
  width: 9px;
  height: 9px;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
}

.section {
  padding: clamp(76px, 9vw, 128px) 24px;
}

.section-heading {
  width: min(760px, 100%);
  margin: 0 auto 42px;
  text-align: center;
}

.section-heading .eyebrow,
.quote-copy .eyebrow,
.why-copy .eyebrow,
.service-copy .eyebrow,
.recommendation-panel .eyebrow,
.coverage-detail .eyebrow {
  color: var(--gold);
}

.section-heading h2,
.service-copy h2,
.why-copy h2,
.quote-copy h2 {
  margin-bottom: 16px;
  color: var(--navy);
  font-size: clamp(2.1rem, 5vw, 4.4rem);
  font-weight: 900;
  line-height: 0.95;
}

.section-heading p,
.service-copy p,
.why-copy p,
.quote-copy p {
  color: var(--slate);
  font-size: 1.05rem;
}

.pathfinder-shell,
.coverage-layout,
.why-grid,
.credential-grid,
.quote-grid,
.service-grid,
.advisor-grid {
  width: min(1160px, 100%);
  margin: 0 auto;
}

.pathfinder-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(320px, 0.82fr);
  gap: 20px;
  align-items: stretch;
}

.planner-panel,
.recommendation-panel,
.coverage-detail,
.comparison,
.quote-form {
  border: 1px solid var(--line);
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 18px 56px rgba(31, 49, 73, 0.09);
  backdrop-filter: blur(16px);
}

.planner-panel {
  padding: clamp(22px, 4vw, 34px);
}

.field-group {
  display: grid;
  gap: 12px;
  margin-bottom: 24px;
}

.field-group:last-child {
  margin-bottom: 0;
}

.field-group label,
.quote-form label {
  color: var(--navy);
  font-size: 0.83rem;
  font-weight: 900;
}

.segmented {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  padding: 6px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(244, 240, 232, 0.72);
}

.segmented button,
.coverage-tab {
  min-height: 42px;
  border: 0;
  border-radius: 999px;
  background: transparent;
  color: var(--slate);
  font-weight: 900;
  transition: background 160ms ease, color 160ms ease, box-shadow 160ms ease;
}

.segmented button.is-active,
.coverage-tab.is-active {
  background: var(--navy);
  color: var(--white);
  box-shadow: 0 12px 24px rgba(30, 53, 87, 0.18);
}

.choice-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.choice {
  min-height: 132px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
  text-align: left;
  transition: transform 160ms ease, border-color 160ms ease, background 160ms ease;
}

.choice:hover,
.choice.is-active {
  border-color: rgba(200, 169, 107, 0.7);
  background: #fffcf4;
  transform: translateY(-2px);
}

.choice span {
  display: block;
  margin-bottom: 8px;
  color: var(--navy);
  font-weight: 900;
}

.choice small {
  color: var(--slate);
  font-size: 0.86rem;
  line-height: 1.45;
}

.field-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 230px;
  gap: 18px;
  align-items: end;
}

.range-wrap {
  min-height: 52px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 72px;
  gap: 14px;
  align-items: center;
  padding: 0 16px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
}

input[type="range"] {
  width: 100%;
  accent-color: var(--gold);
}

.range-wrap strong {
  color: var(--navy);
  text-align: right;
}

.toggle-pill {
  min-height: 52px;
  display: inline-flex;
  align-items: center;
  gap: 11px;
  justify-content: center;
  border: 1px solid rgba(111, 131, 118, 0.38);
  border-radius: 999px;
  background: rgba(111, 131, 118, 0.12);
  color: var(--navy);
  font-weight: 900;
}

.toggle-pill span {
  width: 28px;
  height: 28px;
  display: inline-grid;
  place-items: center;
  border-radius: 50%;
  background: var(--sage);
}

.toggle-pill span::after {
  content: "";
  width: 8px;
  height: 13px;
  border-right: 2px solid var(--white);
  border-bottom: 2px solid var(--white);
  transform: rotate(45deg) translate(-1px, -1px);
}

.toggle-pill[aria-pressed="false"] {
  border-color: var(--line);
  background: var(--white);
  color: var(--slate);
}

.toggle-pill[aria-pressed="false"] span {
  background: var(--sand);
}

.toggle-pill[aria-pressed="false"] span::after {
  display: none;
}

.recommendation-panel {
  position: sticky;
  top: 104px;
  align-self: start;
  padding: clamp(24px, 4vw, 34px);
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: var(--white);
}

.recommendation-panel h3 {
  margin: 0 0 12px;
  color: var(--white);
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  line-height: 1;
}

.recommendation-panel p {
  color: rgba(255, 255, 255, 0.78);
}

.recommendation-stack {
  display: grid;
  gap: 10px;
  margin: 28px 0;
}

.recommendation-stack div {
  padding: 16px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.06);
}

.recommendation-stack strong {
  display: block;
  margin-top: 4px;
  color: var(--white);
  line-height: 1.35;
}

.service-band {
  background: linear-gradient(180deg, #ffffff 0%, #f7f4ed 100%);
}

.service-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(260px, 0.54fr) minmax(260px, 0.54fr);
  gap: 24px;
  align-items: stretch;
}

.service-list {
  display: grid;
  gap: 9px;
}

.service-item {
  min-height: 54px;
  padding: 0 18px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
  color: var(--navy);
  font-weight: 900;
  text-align: left;
}

.service-item.is-active {
  border-color: transparent;
  background: var(--navy);
  color: var(--white);
}

.service-result {
  min-height: 100%;
  display: grid;
  align-content: center;
  padding: 30px;
  border-radius: 28px;
  background: linear-gradient(150deg, rgba(111, 131, 118, 0.18), rgba(200, 169, 107, 0.18));
  color: var(--navy);
  font-family: var(--accent);
  font-size: clamp(1.55rem, 2.6vw, 2.25rem);
  font-weight: 600;
  line-height: 1.18;
}

.coverage-layout {
  display: grid;
  grid-template-columns: 300px minmax(0, 1fr);
  gap: 20px;
}

.coverage-tabs {
  display: grid;
  gap: 10px;
}

.coverage-tab {
  min-height: 58px;
  padding: 0 18px;
  border: 1px solid var(--line);
  background: var(--white);
  text-align: left;
}

.coverage-detail {
  min-height: 420px;
  padding: clamp(28px, 5vw, 52px);
}

.coverage-detail h3 {
  margin: 0 0 14px;
  color: var(--navy);
  font-size: clamp(2.4rem, 5vw, 4.8rem);
  line-height: 0.92;
}

.coverage-detail p,
.coverage-detail li {
  color: var(--slate);
  font-size: 1.04rem;
}

.coverage-detail ul {
  display: grid;
  gap: 10px;
  margin: 24px 0;
  padding-left: 20px;
}

.text-link {
  display: inline-flex;
  color: var(--navy);
  font-weight: 900;
  border-bottom: 2px solid var(--gold);
}

.section-why {
  color: var(--white);
  background:
    linear-gradient(130deg, rgba(15, 32, 54, 0.96), rgba(30, 53, 87, 0.86)),
    url("assets/forgepoint-hero.png") center/cover no-repeat;
}

.why-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(320px, 0.78fr);
  gap: 34px;
  align-items: center;
}

.why-copy h2,
.why-copy p {
  color: var(--white);
}

.why-copy p {
  color: rgba(255, 255, 255, 0.78);
}

.promise-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}

.promise-strip span {
  padding: 10px 12px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.84);
  font-weight: 800;
}

.comparison {
  display: grid;
  gap: 12px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.12);
}

.comparison-column {
  padding: clamp(22px, 4vw, 30px);
  border-radius: 22px;
}

.comparison-column span {
  color: var(--gold-soft);
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.comparison-column p {
  margin: 10px 0 0;
  font-size: 1.2rem;
  line-height: 1.45;
}

.comparison-column.muted {
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.68);
}

.comparison-column.featured {
  background: var(--white);
  color: var(--navy);
}

.comparison-column.featured span {
  color: var(--gold);
}

.carrier-section {
  overflow: hidden;
  background: #fffdfa;
}

.credential-section {
  background: linear-gradient(180deg, #ffffff 0%, #f7f4ed 100%);
}

.credential-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(360px, 0.96fr);
  gap: 34px;
  align-items: center;
}

.credential-copy h2 {
  margin-bottom: 16px;
  color: var(--navy);
  font-size: clamp(2.1rem, 5vw, 4.4rem);
  font-weight: 900;
  line-height: 0.95;
}

.credential-copy .eyebrow {
  color: var(--gold);
}

.credential-copy p {
  color: var(--slate);
  font-size: 1.05rem;
}

.credential-cards {
  display: grid;
  gap: 12px;
}

.credential-card {
  padding: clamp(20px, 3vw, 28px);
  border: 1px solid var(--line);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.86);
  box-shadow: 0 18px 50px rgba(31, 49, 73, 0.08);
}

.credential-card span {
  display: block;
  margin-bottom: 8px;
  color: var(--gold);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.credential-card strong {
  display: block;
  color: var(--navy);
  font-family: var(--heading);
  font-size: clamp(1.55rem, 3vw, 2.35rem);
  line-height: 1;
}

.credential-card p {
  margin: 10px 0 0;
  color: var(--slate);
}

.carrier-marquee {
  width: min(1160px, 100%);
  margin: 0 auto;
  overflow: hidden;
  border-block: 1px solid var(--line);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.carrier-track {
  width: max-content;
  display: flex;
  gap: 12px;
  padding: 24px 0;
  animation: scrollCarriers 34s linear infinite;
}

.carrier-track span {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 20px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
  color: var(--navy);
  font-weight: 900;
  white-space: nowrap;
}

@keyframes scrollCarriers {
  to {
    transform: translateX(-50%);
  }
}

.advisor-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
}

.advisor-card {
  display: grid;
  grid-template-columns: 300px minmax(0, 1fr);
  gap: clamp(24px, 4vw, 40px);
  align-items: start;
  padding: clamp(20px, 3vw, 30px);
  border: 1px solid var(--line);
  border-radius: 30px;
  background: var(--white);
  box-shadow: 0 18px 50px rgba(31, 49, 73, 0.08);
}

.advisor-card img {
  width: 100%;
  aspect-ratio: 0.86;
  object-fit: cover;
  border-radius: 22px;
  background: var(--sand);
}

.advisor-card h3 {
  margin: 3px 0 8px;
  color: var(--navy);
  font-size: 2rem;
}

.advisor-card p {
  margin: 0;
  color: var(--slate);
  font-size: 0.95rem;
}

.advisor-bio {
  display: grid;
  gap: 10px;
}

.advisor-cred-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}

.advisor-cred-row span {
  min-height: 34px;
  display: inline-flex;
  align-items: center;
  padding: 0 11px;
  border: 1px solid rgba(200, 169, 107, 0.34);
  border-radius: 999px;
  background: rgba(200, 169, 107, 0.1);
  color: var(--navy);
  font-size: 0.76rem;
  letter-spacing: 0;
  text-transform: none;
}

.advisor-links {
  margin: 16px 0;
  gap: 8px;
}

.advisor-links a,
.contact-mini a {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 0 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  color: var(--navy);
  background: #fbfaf7;
  font-size: 0.83rem;
  font-weight: 800;
}

.quote-section {
  background: linear-gradient(180deg, #f7f4ed 0%, #ffffff 100%);
}

.quote-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(380px, 0.92fr);
  gap: 34px;
  align-items: start;
}

.quote-copy {
  position: sticky;
  top: 110px;
}

.contact-mini {
  margin-top: 26px;
}

.quote-form {
  display: grid;
  gap: 16px;
  padding: clamp(22px, 4vw, 34px);
  background: var(--white);
}

.form-success {
  display: none;
  gap: 3px;
  padding: 18px;
  border-radius: 18px;
  background: rgba(111, 131, 118, 0.14);
  color: var(--navy);
}

.form-success.is-visible {
  display: grid;
}

.form-success span {
  color: var(--slate);
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.quote-form label {
  display: grid;
  gap: 7px;
}

.quote-form input,
.quote-form select,
.quote-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fbfaf7;
  color: var(--ink);
  outline: none;
}

.quote-form input,
.quote-form select {
  height: 52px;
  padding: 0 14px;
}

.quote-form textarea {
  resize: vertical;
  min-height: 122px;
  padding: 14px;
}

.quote-form input:focus,
.quote-form select:focus,
.quote-form textarea:focus {
  border-color: rgba(200, 169, 107, 0.82);
  box-shadow: 0 0 0 4px rgba(200, 169, 107, 0.16);
}

.form-button {
  width: 100%;
  border: 0;
}

.form-note {
  margin: 0;
  color: var(--slate);
  font-size: 0.84rem;
  text-align: center;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding: 34px 24px;
  color: rgba(255, 255, 255, 0.76);
  background: var(--navy-deep);
}

.site-footer > div {
  display: grid;
  gap: 4px;
}

.site-footer strong {
  color: var(--white);
  font-family: var(--heading);
  font-size: 1.2rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.site-footer span {
  color: var(--gold-soft);
  font-family: var(--accent);
  font-size: 1.2rem;
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  align-items: center;
  font-weight: 800;
}

.policy-page {
  background:
    linear-gradient(115deg, rgba(15, 32, 54, 0.94), rgba(30, 53, 87, 0.72)),
    url("assets/forgepoint-hero.png") center / cover fixed;
}

.policy-main {
  min-height: 100svh;
  padding: 150px 24px 72px;
}

.policy-hero,
.policy-content {
  width: min(920px, 100%);
  margin: 0 auto;
}

.policy-hero {
  color: var(--white);
  padding-bottom: 28px;
}

.policy-hero h1 {
  margin: 0 0 8px;
  font-family: var(--heading);
  font-size: clamp(3.4rem, 9vw, 6.2rem);
  line-height: 0.92;
  letter-spacing: 0;
  text-transform: uppercase;
}

.policy-hero p:last-child {
  margin: 0;
  color: rgba(255, 255, 255, 0.78);
  font-weight: 700;
}

.policy-content {
  padding: clamp(28px, 5vw, 52px);
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.policy-content h2 {
  margin: 0 0 10px;
  font-family: var(--heading);
  color: var(--navy);
  font-size: 1.25rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.policy-content p {
  margin: 0 0 26px;
  color: rgba(22, 34, 56, 0.8);
}

.policy-content p:last-child {
  margin-bottom: 0;
}

.policy-content a {
  color: var(--navy);
  font-weight: 800;
  text-decoration: underline;
  text-decoration-color: rgba(200, 169, 107, 0.72);
  text-underline-offset: 4px;
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 600ms ease, transform 600ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay {
  transition-delay: 120ms;
}

@media (max-width: 980px) {
  .desktop-nav,
  .header-link {
    display: none;
  }

  .icon-button {
    display: grid;
  }

  .menu-open .mobile-drawer {
    display: grid;
  }

  .hero {
    padding-top: 118px;
  }

  .hero::before {
    background:
      linear-gradient(180deg, rgba(15, 32, 54, 0.94) 0%, rgba(30, 53, 87, 0.86) 54%, rgba(244, 240, 232, 0.4) 100%),
      url("assets/forgepoint-hero.png") center/cover no-repeat;
  }

  .hero-grid,
  .pathfinder-shell,
  .service-grid,
  .coverage-layout,
  .why-grid,
  .credential-grid,
  .advisor-grid,
  .quote-grid {
    grid-template-columns: 1fr;
  }

  .hero-visual {
    min-height: auto;
  }

  .recommendation-panel,
  .quote-copy {
    position: static;
  }

  .service-grid {
    gap: 18px;
  }

  .advisor-card {
    grid-template-columns: 240px minmax(0, 1fr);
  }
}

@media (max-width: 720px) {
  .site-header {
    height: 62px;
    top: 10px;
    width: calc(100% - 20px);
    padding-left: 10px;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
  }

  .brand-copy strong {
    font-size: 0.92rem;
  }

  .brand-copy span {
    font-size: 0.68rem;
  }

  .hero {
    min-height: auto;
    padding: 112px 16px 54px;
  }

  h1 {
    font-size: clamp(2.55rem, 12.5vw, 4rem);
  }

  .hero-actions,
  .recommendation-actions {
    display: grid;
  }

  .button {
    width: 100%;
  }

  .hero-visual {
    min-height: auto;
  }

  .hero-panel {
    border-radius: 26px;
  }

  .hero-compass {
    display: none;
  }

  .hero-metric-grid {
    grid-template-columns: 1fr;
  }

  .hero-metric-grid div {
    min-height: auto;
  }

  .section {
    padding: 72px 16px;
  }

  .segmented,
  .choice-grid,
  .field-row,
  .form-row {
    grid-template-columns: 1fr;
  }

  .segmented {
    border-radius: 24px;
  }

  .choice {
    min-height: auto;
  }

  .coverage-detail,
  .planner-panel,
  .recommendation-panel,
  .quote-form {
    border-radius: 22px;
  }

  .advisor-card {
    grid-template-columns: 1fr;
  }

  .advisor-card img {
    aspect-ratio: 1.04;
  }

  .site-footer {
    display: grid;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}